About your Health Benefits


Health Benefits Offered through Navarre

  • Medical Insurance
  • Health Savings Account
  • Dental Insurance
  • Vision Insurance

Ancillary Benefits

Ancillary Benefits are extra benefits offered outside of traditional health benefits.  Navarre offers:

  • Employer Paid Life Insurance
  • AD&D Policy
  • Short-Term Disability
  • Long-Term Disability
  • Critical Illness Coverage
  • Cancer Policy
  • Hospital Indemnity Insurance

How are my benefits paid for?

 The cost of all employee coverage will be covered by your hourly fringe wage benefit.  Should you elect to cover a dependent spouse and/or child(ren) you will be payroll deducted for the cost of their coverage. 

After Open Enrollment, What is Considered a Qualified Event?

Once you make your benefit elections during open enrollment, you will not have another opportunity to make a change to your plan selections until the next open enrollment period. However, should you experience a qualifying event, you will be able to make a change in the middle of the plan year. The following are examples of Qualifying Events:

Loss of Health Coverage

  • Losing existing health coverage, including job-based, individual, and student plans
  • Losing eligibility for Medicare, Medicaid, or CHIP
  • Turning 26 and losing coverage through a parent's plan

Changes in Household

  • Getting married or divorced
  • Having a baby or adopting a child
  • Death in the family

You must notify your employer within 30 days of the event and complete the appropriate paperwork.